Updated August 2026 · public rate filings

Cheapest car insurance in Bismarck, North Dakota

North Dakota requires minimum liability coverage of 25/50/25, plus $30,000 PIP and uninsured motorist coverage.

Adult driver, full coverage

GEICO $150.47/mo

Progressive $168.42/mo

GEICO (estimated from state average) $169.20/mo

Progressive (estimated from state average) $180.00/mo

State Farm $181.96/mo

State Farm (estimated from state average) $190.80/mo

About these numbers

Rates are estimates built from public rate filings, not personalized quotes. Your own rate will depend on your driving record, exact address, and the coverage limits you choose. See our methodology for sources.