Updated August 2026 · public rate filings

Cheapest car insurance in Dallas, Texas

Texas requires minimum liability coverage of 30/60/25.

Adult driver, full coverage

Incline Insurance $162.50/mo
State Farm $242.75/mo
GEICO $263.08/mo

About these numbers

Rates are estimates built from public rate filings, not personalized quotes. Your own rate will depend on your driving record, exact address, and the coverage limits you choose. See our methodology for sources.